Stock Investment vs Fixed Deposit

Which one is better?

For me i would choose stock as a vehichle. Why i would say so? FD can it really works for long term? The highest FD rates is at 9% per annum if i m not mistaken. Please correct me if i'm mistakes. That is highest too. If it is really 9% it is good. But from then FD rates is fixed by our Bank Negara. From a 9% drop until 2.5% some offer 3% depends on the amount.

Everyone can be a millionaire. If you want to be there is a way. But that is concern of TIME VS INFLATION. Will you money worth when you become a millionaire. Or you will just have your RM 1,000,000.00 to buy a car or just enough for life saving?

That is your own choice of to choose the right investment vehicle to grow your money steadily. First, i will think about how to grow the money by coping the inflation. Secondly, only target on wealth growing.

Ok, 80/20 rules. I will say that 20 people out of 100 people is a genuine investor, other than that which is the balance 80 out of 100 is a punter or a gambler. What is the different between this two? Punter or gambler always riding tsunami waves based on rumours around based on speculations. Speculation is not healthy that is my 2 cents opinion for all.

You can be a punter of course. In order to be in the rules of punter you need to follow the punter rules. Let me explain this in a simple way, so reader will understand what i meant by punter or gambler here. Ok for example ABC company is making huge losses over their core business which is listed on the stock exchange. But how come their share prices is shooting like a fireworks that high? That will consider a speculation over the ABC counter. To be more simple it is a games of passing a timer bomb. So over a people come to over for this there is always a demand and supply. A buy at RM1.10 B offering to buy more at RM1.20 and C buying more RM1.30 eventually the stock of the price will keep on rising in a big volumes transacted. Who are behind of this ? Big boy i will called them. Big boy is a group of good friend which is loaded with money they will pooled together the money and speculate in a large volume. Let me eloborate more on this at next topic. Interesting huh.

Ok for me i will pick the right stock based on fundamental of the cooporation. Eventually growing at 20% per annum is just an average. The right stock!! that is the key to beat your FD!